The
rail industry is not alone in its efforts to reduce and
control the cost of employee medical benefits, now considered
the second largest single employer expense for most American
businesses.
Both large and small businesses are
feeling the pinch.
This problem is even more critical for smaller
businesses that have to pay more for coverage when
competing with larger entities in order to attract
and keep their employees. The delivery of benefits
is no different. The less you buy, the higher the
cost per unit.
Small businesses in general have fewer
benefit options are available to them and each option
includes higher cost factors when compared to the options
available to larger employers. Fewer options and less
flexibility is an even greater problem for smaller
interstate railroads in need of occupational benefits
for their employees. The Custom Rail Employer Welfare
Trust Fund (“CREW”) was established to
meet the unique requirements of the rail industry.
We are pleased to offer you an opportunity
to participate in a new employee healthcare benefit
plan designed exclusively for the members of the Small
Railroad Business Owners Association of America (SRBOA)
members, their employees and dependents.
CREW qualifies as a fully insured
employee benefit plan under federal ERISA standards.
SRBOA has taken the lead by providing
one national healthcare benefit plan to meet the unique
needs of the rail industry. SRBOA member purchasing
power has been combined under CREW to create a lower
cost benefit delivery system.
*All things being equal.
Includes
Occupational Medical Coverage for employees of interstate
railroads.
To get a quote, give us
a call at Benefit Services: 866.902.6227 or
email us at CREW@benefitsvcs.com
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